Whether you are just starting out in the rental process or are a champ at rentals, we got your back! Empire Insurance Network can work with carriers for reasonable solutions without compromising coverage.
What is Rental Insurance?
Renters insurance, typically known as 'tenant insurance," is designed to keep you and your belongings safe in case of unforeseen events (covered perils).
It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Types of Rental (Tenant) Insurance Coverage
This type of protection can cover the loss of your items or the cost it takes to repair them. You are covered up to the amount that you take out.
This type of insurance gives you protection if you damage other's properties or if someone gets injured on your property and you need to cover the cost of their treatment.
Additional Living Expenses:
If the damage is too bad and you cannot live there, then this would cover the cost of outside expenses - like a hotel fee.